Card Surcharge Calculator
UK rules: consumer surcharge banned, B2B allowed.
Result
Processing cost£9.50
Surcharge allowed?Yes — B2B
Max legal surcharge£9.50
Effective net£500.00
Card Surcharge Calculator — FAQs
Can I surcharge UK consumers?
No — PSD2 bans surcharges on consumer cards since 2018. You can offer a cash discount instead, which is legal.
B2B surcharge limit?
Commercial cards can be surcharged up to the actual cost of acceptance — not more — and it must be disclosed upfront.
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