Chargeback Cost Calculator

The dispute fee is only ~15% of the real cost.

Result

Revenue + goods lost£800.00
Dispute fees£150.00
Admin time£125.00
Total monthly cost£1,075.00
Annual£12,900.00

Chargeback Cost Calculator — FAQs

Chargeback fee UK?

Typically £15–£25 per dispute (Stripe £15, PayPal £14) — non-refundable even if you win.

Chargeback rate limit?

Card schemes flag you above ~1% (Visa 0.9% threshold). Exceed it and you enter monitoring programmes with rising fines or termination.

How to reduce chargebacks?

Clear descriptors, easy refunds, SCA/3DS2 authentication, and fraud tools — most disputes are 'friendly fraud' you can't win.

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Free to use — paste this snippet into any webpage. It auto-resizes and includes a small attribution link. Add ?theme=dark to the iframe URL for dark mode.