Square Fee Calculator
Square's blended rates by how you take the payment.
Result
Fee per transaction£2.75
You receive£97.25
Effective rate2.75%
Monthly fees£275.00
Annual fees£3,300.00
Square Fee Calculator — FAQs
Square vs Stripe?
Square is cheaper for in-person (1.75% vs 1.5%+25p is close) and includes POS hardware; Stripe is better for online/API-first integrations.
Are Square fees negotiable?
Only at scale (~£250k+/year) — below that, rates are flat and non-negotiable.
Paying Too Much in Fees?
We integrate Stripe, Square and PayPal — and can often cut blended rates.
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