Stripe Fee Calculator
Calculate exactly what Stripe charges per transaction — UK, EU, and international cards.
Single Transaction
Monthly Volume
How Much to Charge
Using the selected card type (1.5% + 0.2p).
Stripe UK Fee Reference
| Card Type | Percentage | Fixed Fee |
|---|---|---|
| UK Card | 1.5% | 0.2p |
| EU / EEA Card | 2.5% | 0.2p |
| International Card | 3.25% | 0.2p |
| Amex (UK) | 2.9% | 0.2p |
Rates as of September 2026.
Other Stripe Fees to Know
| Currency conversion | +1% when the charge currency differs from payout currency |
| Dispute / chargeback | £15 per dispute (refunded if you win) |
| Instant payout | 1% of payout amount (min 50p) |
| Refunds | No charge to refund — but the original processing fee is not returned |
| Stripe Terminal (in-person) | 1.4% + 10p for UK cards |
Stripe Fees — Frequently Asked Questions
How much does Stripe charge in the UK?
Stripe charges 1.5% + 20p per transaction for UK-issued cards, 2.5% + 20p for EU/EEA cards, 3.25% + 20p for international cards, and 2.9% + 20p for UK Amex. So a £100 payment on a UK card costs £1.70 in fees — that percentage applies to every successful charge.
Does Stripe take a fee on every payment?
Yes — Stripe deducts its fee from each successful charge before paying out to your bank. There are no setup, monthly, or subscription fees on the standard plan; you only pay the per-transaction percentage plus fixed fee. Failed or declined payments are not charged.
How much does Stripe cost per month?
Stripe has no monthly fee — cost scales purely with volume. For example, £10,000/month across 200 UK card transactions costs roughly £190 in fees (an effective rate of ~1.9%). Higher volumes can negotiate custom pricing with Stripe.
What is the Stripe international transaction fee?
International cards (issued outside the UK and EEA) are charged at 3.25% + 20p. If the payment also requires currency conversion, Stripe adds a further 1% conversion fee. EU/EEA cards sit between at 2.5% + 20p.
How much should I charge to cover Stripe fees?
To receive a specific amount after fees, divide your target by one minus the percentage, then add the fixed fee: charge = (target + 20p) / (1 - rate). For example, to net £100 on a UK card (1.5% + 20p), charge £101.73 — the calculator above does this automatically.
What is a Stripe charge on my bank statement?
Stripe is a payment processor used by thousands of businesses — a charge labelled STRIPE usually means you paid a company that uses Stripe to take payments. Check recent online purchases first; if you don't recognise it, contact the merchant shown on your statement or your bank.
What other fees does Stripe charge?
Beyond the per-transaction rate: currency conversion adds 1%, disputes cost £15 (refunded if won), instant payouts cost 1% (min 50p), refunds are free but the original fee isn't returned, and Stripe Terminal in-person payments are 1.4% + 10p.
Are Stripe fees VAT-inclusive?
Stripe fees are VAT-inclusive for UK businesses — VAT on Stripe fees cannot be reclaimed as it is charged under the reverse-charge/exempt model depending on registration. The figures shown by this calculator are the total fees deducted from your payouts.
Need Help with Stripe?
We build Stripe integrations for UK businesses — checkout, subscriptions, marketplaces, and accounting sync.