Stripe Refund & Chargeback Fee Calculator

See exactly how much Stripe costs you on refunds and dispute resolutions — processing fees you don't get back, plus non-refundable dispute fees.

Result

Fees kept on refunds£232.50
Fees kept on chargebacks£75.00
Total monthly fee cost£307.50
Annual cost£3,690.00
Loss as % of refunded/charged back revenue3.5%

Stripe Refund & Chargeback Fee Calculator — FAQs

Does Stripe refund the processing fee when I refund a customer?

No — Stripe keeps the original processing fee (typically 2.9% + 30c) when you refund. You only get the charge amount back to the customer, not the fee you already paid.

What is Stripe's chargeback (dispute) fee?

Stripe charges a flat £15 / $15 per dispute. This fee is non-refundable even if you win the chargeback and the funds are returned to you.

How can I reduce these costs?

Use a clear billing descriptor so customers recognise the charge, make refunds easy (refunds cost less than chargebacks), and use 3D Secure 2 / SCA authentication to shift liability away from your business.

Need a Custom Tool Built?

We build calculators, estimators and internal tools for businesses in the UK and North America.

Get a Quote

Embed this Stripe Refund & Chargeback Fee Calculator on your site

Free to use — paste this snippet into any webpage. It auto-resizes and includes a small attribution link. Add ?theme=dark to the iframe URL for dark mode.

Need help? See the embed guide for WordPress, Webflow, Squarespace & more.