GoCardless Developer Services
Expert GoCardless and Direct Debit API integration. Mandates, subscriptions, Instant Bank Pay, and payment success automation — built for UK and European businesses collecting recurring revenue.
GoCardless API Integration
Full GoCardless API integration — mandates, payments, subscriptions, and customers. Typed, production-ready code with comprehensive error handling.
Direct Debit Flows
End-to-end Direct Debit: mandate setup with customer authorisation, payment scheduling, and the full lifecycle of submissions, confirmations, and failures.
Recurring Billing Logic
Subscription schedules aligned to Direct Debit timing — proration, plan changes, retries, and Smart Retry logic to recover failed payments.
Instant Bank Pay
GoCardless Instant Bank Pay for one-off account-to-account payments — open banking flows with instant confirmation alongside Direct Debit for recurring.
Webhooks & Event Handling
Reliable GoCardless webhook endpoints — signature verification, mandate and payment event processing, and real-time updates to your systems.
Compliance & Custodianship
Correct handling of Bacs rules — advance notices, submission cut-offs, and customer communication flows that keep you compliant.
Success & Recovery Automation
Payment Intelligence features — failed payment prediction, smart retries, and customer communications to keep collection rates above 96%.
ERP & Accounting Sync
GoCardless payments reconciled to Xero, QuickBooks, or your ERP automatically — invoices marked paid when collections clear.
GoCardless Platform Expertise
What We Build with GoCardless
SaaS & Subscription Businesses
Direct Debit collection for recurring invoices — cheaper than cards at scale, with subscription logic that handles plan changes and retries.
Invoicing Platforms
Pay-by-bank options embedded in your invoicing product — Instant Bank Pay for one-offs, Direct Debit for recurring clients.
Membership & Utilities
High-volume recurring collection where Direct Debit is the standard — gyms, utilities, associations, and care services.
Marketplace Payouts & Collections
Collect from customers via Direct Debit and route funds within your platform, with correct liability handling.
Card-to-Debit Migration
Moving recurring card payments to Direct Debit — lower fees, fewer expiries, and higher collection rates for UK customers.
Accounting Integration
Collections reconciled to Xero or QuickBooks automatically, with invoices marked paid when funds clear.
Our GoCardless Integration Process
Discovery & Design
We map your collection flows, customer types, and billing model to the right GoCardless setup.
Sandbox Development
Full development in the GoCardless sandbox — mandate flows, simulated payments, and webhook events.
Integration & Testing
Production-ready code with Bacs timing handled correctly, webhook verification, and security review.
Go-Live & Support
Live cutover, monitoring setup, and ongoing support for optimising collection success.
GoCardless Development Pricing
Transparent, project-based pricing. All prices include sandbox development, production deployment, and 30 days of post-launch support.
Setup & Flow Configuration
£2,500–£5,000
1–2 weeks
- ✓GoCardless account setup
- ✓Hosted mandate flow
- ✓Basic payment creation
- ✓Webhook handling
- ✓Go-live verification
Custom Integration
£5,000–£10,000
2–4 weeks
- ✓Full API integration
- ✓Custom mandate flows
- ✓Subscription scheduling
- ✓Smart retry logic
- ✓Instant Bank Pay
Billing Platform
£10,000–£15,000
4–6 weeks
- ✓Full subscription management
- ✓Plan changes & proration
- ✓Customer portal
- ✓Dunning & communications
- ✓Failed payment recovery
Platform / Complex
£15,000–£25,000
6–10 weeks
- ✓Multi-currency (Bacs + SEPA)
- ✓Marketplace collection flows
- ✓ERP / accounting sync
- ✓Card-to-Debit migration
- ✓Custom reporting
Prices are indicative ranges based on project scope. Contact us for a tailored quote.
Need a GoCardless Developer?
Direct Debit integrations that maximise collection success. Get a free consultation and project estimate.